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Personal financing for bad credit

Traditional banks or private lenders refused your loan because of your bad credit score? It’s not going to happen with us! Get between $500 and $1,500 of personal financing today* directly in your bank account even with bad credit.

Apply for an open credit online! 1-866-69MATIK (62845)

Solution whatever your credit score report

Are you facing loan approval challenges due to a poor credit history? Whatever your credit report, Creditmatik is your short term financing solution, with no credit score check. This enables you to swiftly address your financial emergencies when your income falls short and your traditional loan applications are declined! Borrow between $500 and $1,500 despite your credit history!

At Creditmatik, we understand that obtaining a personal loan from a bank when you have bad credit can be difficult. We are here to help you obtain a personal financing.

  • Etablish a personnalized financial plan with our agents and your money will be deposited in your bank account in 24 hours.
  • Paperless solution
  • Takes two minutes to apply

Unlike financial institutions that have the power to reject a personal loan application due to an unfavorable credit score, this situation will not occur with our service. Do you have debts coming due or other urgent payments to make but you have a bad rating? Are you looking for solutions? Creditmatik represents the best alternative to traditional loans while having an attractive interest rate.

"What is a credit score and the effects of bad credit"

For each check, credit bureaus like Equifax or Transunion in Quebec and in Canada will etablish a score for your record. This means bureaus will decide of a score depending on your ability to borrow money. Usually, we consider a bad credit when the score is lower than 560. Being a riskier applicant can lead to high interests rates on your credit cards and loans or even a refusal with financial institutions, employers and landlords. With Creditmatik, you can borrow even if you have a low credit score!

We understand that some times might be harder and can have effects on your personnal finances. We're here to help put you back on track. You will be accepted based on your reimbursement ability, with realistic and reachable standards.

At Creditmatik, borrow money despite your bad credit score

Amount needed...

Pay period...

Minimum repayment per pay
CA$117 **
Repayment period: approximately
98 days
Ask for your ease
right now !

** This information is provided to you for illustrative purposes only and considers that the borrowed sums have been repaid in full according to the schedule that has been agreed, without any new withdrawal or re-borrowing having been made before full repayment . The example above includes a weekly membership fee of $ 24.20, which must be paid by the customer until the credit is repaid in full.

Bad credit report?
Apply for your loan and get the money today*
Apply online
  • 2 minutes.
  • No documents to print thanks to the instant banking verification!
Get your answer
  • No credit check.
  • All credit reports accepted, even bad credits**
Enjoy your money
  • Today.*
  • Direct deposit in your bank account.

Frequently Asked Questions

Conditions for obtaining emergency financing
How to ask for a open credit?
What happens when I’ve submitted my request?
How long will it take to get the money in my account?
What can I use the money for?
What is a credit score and the effects of bad credit on loan applications?
What is the interest rate?
How much can I ask for?
Do you need to confirm my employment?
Are you part of the Canadian Lenders Association (CLA)?
What is a credit check?
What is a variable credit contract?
What is the interest rate?
What happens if I can’t make my payment?
What are your opening hours?
Are there any extra fees?
Where can I find my balance and my payments calendar?

Can not find the answer to your question?

Contact us by phone

1-866-69MATIK (62845)

Apply for your credit
Apply for your loan
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