No credit check, no bank verification financing in Quebec

When applying for a payday loan, you’re usually asked to upload bank statements, show proof of income and ID, or even give access to your online banking. At CreditMatik, none of that is required. No credit check, no bank verification login, and no documents to send. Just a simple and secure way to get the money you need in Quebec.

How can I get financing without sending documents?

01

Become a member

Activate your membership to access our financial services and exclusive benefits.

02

Request between $500 and $1,500 online

A 100% digital process with no complex administrative steps.

03

No bank verification required

We use secure Instant Bank Verification (IBV) to validate your income.

04

Access your funds

Approved within 1 hour, deposited directly into your account.*

* Indicative amount. Some conditions apply. Credit approval is not guaranteed.

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To qualify for no document funding, you must meet the following basic criteria: - Be at least 18 years old. - Reside in Quebec. - Be employed for at least three months and/or receive an eligible income. - Receive your income via direct deposit in a Canadian financial institution. - Not currently in bankruptcy or insolvency. - Have a minimum gross monthly income of $1,500.
We accept a wide range of income sources, because financial stability can take many forms: - Employment income - Parental insurance (RQAP) - CNESST (workplace accident compensation) - SAAQ (road accident compensation) - Solidarity benefits (disability or basic income) - Pension plans - Self-employment income - Government pensions (PSV, SRG, CPP) - Employment insurance (EI)
Yes, absolutely. We don’t judge your financial past. We never run credit checks, your current ability to repay is what matters. Our goal is to provide fast, accessible funding, even if your credit score is low and traditional lenders refused your loan application. We guarantee it: no application will be refused because of bad credit.

Need money quickly?

Easy. Fast. AutomatiK

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Paperless credit, no bank verification

With a private lender like CreditMatik, you don’t need to worry about your credit score. No matter your financial situation, we never run credit checks.

Our goal is to provide a flexible and accessible solution without paperwork or complex administrative steps.

Enjoy simple and secure online financing without the pressure of traditional banks. No credit inquiry, no judgment, just support when you need it most.

Questions? Consult the FAQ

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I need …

I receive my salary every …

dollarMinimum repayment per paycheck117 $*
dollar Repayment in 98 days

* Indicative amount. Some conditions apply. Credit approval is not guaranteed. Please refer to the legal notices page..

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“I am very happy with the fast and efficient service. I recommend it, thank you very much, it really helped me. As a mother of three children, a student and a worker at the same time, I truly appreciated this financial support. Professional service and staff responses that are as quick as they are effective.”

Emilie

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“Great service. Fast and simple. I highly recommend them. They hardly ask for any documents… which is exactly why the response is so quick. I even renewed with them because I honestly think it’s a waste of time to look elsewhere.”

Roxanne

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“This was a great option for my needs, and the process was easy and quick. It’s nice to know that even though my credit is still in repair, I was able to get an amount that helped me get through a rough patch, whereas banks don’t help at all. Honestly, I highly recommend this company. Thank you for your help! It was much appreciated!”

Melissa

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“I am very happy with the fast and efficient service. I recommend it, thank you very much, it really helped me. As a mother of three children, a student and a worker at the same time, I truly appreciated this financial support. Professional service and staff responses that are as quick as they are effective.”

Emilie

We offer financial solutions tailored to your situation

For those facing an emergency and looking for a fast solution. With CreditMatik, get the support you need quickly and easily to manage urgent financial needs, without delays or complications.
Learn more about our solutions for bad credit
For those looking for an alternative to payday loans. CreditMatik is a smart alternative to payday loans, offering fast and flexible financial solutions from $500 to $1,500 without the credit checks.
Learn more about our payday loan alternative
For those with poor credit. At CreditMatik, we understand that having a low credit score can make it difficult to access funding through a bank. That’s why we evaluate your situation without looking at your credit score. Our mission is to help you get back on track without judgment and with fast, human support.
Learn more about our solutions for bad credit

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The membership that boosts your everyday life with savings, smart tools, and access to credit when you need it.