No Credit Check Financing in Quebec
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** This information is provided to you for illustrative purposes only and considers that the borrowed sums have been repaid in full according to the schedule that has been agreed, without any new withdrawal or re-borrowing having been made before full repayment . The example above includes a weekly membership fee of $ 22.75, which must be paid by the customer until the credit is repaid in full.
- 2 minutes.
- No documents to print.
- No credit check.
- All credit reports accepted.**
- Direct deposit in your bank account.
- Borrow money online without stressing over your past credit history.
- Instant approvals.
- 100% secure and confidential!
“What is a credit check?”
A credit check means a third party organism asks to get informations regarding your credit file and assess your creditworthiness. This will help companies such as traditonnal banks to make a decision regarding your solvabily to repay a certain amount. These credit investigations can also affect your credit rating.
With a private lender like Creditmatik, no need to fear your credit score. No matter your financial situation, no credit check or credit verification will be made. That means we accept bad credit. We offer a short term cash financing, suitable for your budget and without dealing with traditionnal financial institutions!
Easy: two minutes and its done!
Our credit facilities offer:
- Short term cash financing based on your current income level and that is suitable for you budget.
- Flexible reimbursement (No term loan).
- Quick approvals and 100% secure and confidential!
“What can I use my open credit for?”
Whether it be for a challenging financial situation, a financial emergency , an unexpected expense or a weekend getaway, Creditmatik is your solution for your urgent financial situation and without having to go through the credit check process.
Quick: get your money today*.
AutomatiK: no credit check!
- Get your financing solution without a credit check.
- AutomatiK verification of your banking information.
- Result: your money deposited in your bank account today*.
Conditions to borrow money online with us
- You’ve had the same job for 3 months or longer.
- You earn 300 dollars or more per week.
- You have a working telephone number.
- You live in Quebec and are 18 years or older.
- Your credit report is not even considered!
Easy. Fast. AutomatiK
Our annual interests
Annual interest rate of 18,99%
We determine your minimum payments together, according to your reimbursement capacity and the period during which you want to payback your facility’s balance
**. Membership fees are payable as long as there is a balance owing on your credit facility.
Our variable credit facilities are usually repaid in 3 to 6 months. We strongly suggest that you think of your needs and not apply for a higher sum than necessary. For example, if you wan to use our credit facilities, you can use this model : a withdrawal of $750 with bi-weekly repayments of $121.01 will take 10 installments.
This information is an example and considers that the money used at the time of the first withdrawal has been paid back in full before making another cash advance. In the example above, the $22.75 membership fees are included in the repayment amount.
Our credit facilities have flexible repayments, according to the terms of our client convention and can be repaid before the average 3 to 6 months in which they are usually repaid. You can choose to pay a partial amount or the whole balance at any time.
Financial accompaniment and credit score
Our company complies to canadian legal norms. If a special situation arises during your use of a credit facility, our service team is available to assist you in making the changes you need.
The transactions taking place on your credit facility do not affect your credit rating in either a positive or negative way because we do not report to credit bureaus.
*The Annual Percentage Rate (APR) varies between 130% and 250%, according to the credit facility limit and the repayment term.
** The repayment amount cannot be lower than 5% of the credit facility’s initial balance.
***Our product is geared towards ponctual use and reimbursement over a period of a few weeks.
Easy. Fast. AutomatiK