Get between $250 and $1,250 today.*
directly in your bank account
Can you borrow between $500 and $1,500 without printing and signing a ton of documents? Yes! With Instant Bank Verification, it only takes 2 minutes to apply.
Advantage: you get your money today!*
** This information is provided to you for illustrative purposes only and considers that the borrowed sums have been repaid in full according to the schedule that has been agreed, without any new withdrawal or re-borrowing having been made before full repayment . The example above includes a weekly membership fee of $ 22.75, which must be paid by the customer until the credit is repaid in full.
We don’t do a credit check. We neither leave any trace in your credit report.
Here are the main conditions that you must meet to get your open credit:
Applying for your personal open credit takes only 2 minutes.
Easy!
Instant Bank Verification. Money deposited once your application is verified.
You’ll receive your money today! *
Quick!
Annuel interest rate of 18,99%
Payment policy
If you wish to use one of our credit facilities, you can use the following payment model as a guide : a withdrawal of 750 $ on your facility with bi-weekly payments of 121.01$ will take 10 installments.
This example is given as an example only and considers that the initial withdrawal has been entirely refunded to the credit facility before using another credit amount. In the example above, the weekly 22.75$ membership fee is included in the repayment amount.
Installment calendar
We determine your minimum payments together, after having looked at your financial capacity to repay and the time during which you want to make installments*. Membership fees are applicable as long as there are used funds on the credit facility.
In Case of Default
NSF: A fee of twenty five dollars ($25.00) will be charged for bounced cheques and also charged in the case of bounced pre-authorized payments. Your financial institution will also charge you an NSF fee for any bounced payments
Deferral of Payment: In order to defer a payment, the debtor must inform the lender at least 72 business hours before the date of collection.
Cash advance: open credits are not renewed automatically. Cash advance can only be made after the customer has submitted a request and it has been approved by our company
Credit score and financial support
Our business model complies to Canadian legal norms. If a particular situation arises during your use of the credit facility, our service department is there to help you out with payment deferrals, making modifications or other needs you might have.
The transactions made on your credit facility do not affect your credit score in a positive or negative way, because we don’t communicate with the credit bureaus.
* The payment amount cannot be lower than 5% of the amount used on your credit facility.
